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Terms and Conditions

Welcome to Zophi Payments

Thank you for visiting Zophipay, operated by Zophi Data-Tech Services, LLC. By using our website and services, you agree to comply with and be bound by these Terms and Conditions. Please review them carefully. If you do not agree, please do not use our site.

1. Our Services

Zophipay offers payment processing, POS systems, and merchant support solutions designed to help businesses simplify transactions and grow. Service details and pricing are outlined in individual agreements or proposals.

2. User Eligibility

You must be at least 18 years old and authorized to act on behalf of your business to use our services.

3. Your Responsibilities

You agree to provide accurate, current, and complete information when using our site or services. You are responsible for maintaining the confidentiality of any account credentials and for all activities that occur under your account.

4. Payment Terms

All fees for services are described in your merchant agreement. By using our services, you agree to pay all applicable fees on time. We reserve the right to update pricing or fees with prior notice.

5. Intellectual Property

All content on our website — including text, graphics, logos, icons, images, and software — belongs to Zophipay or its partners and is protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our written consent.

6. Data Privacy

Your privacy is important to us. Our use of your data is governed by our Privacy Policy, which is incorporated into these terms.

7. Security

We use technical and organizational measures to protect your data. However, you acknowledge that no system is 100% secure, and you use our services at your own risk.

8. Prohibited Uses

You agree not to misuse the site or services, including but not limited to:

 

  • Violating any applicable laws or regulations

  • Infringing on intellectual property rights

  • Transmitting harmful code or malware

  • Attempting unauthorized access to our systems

9. Disclaimer of Warranties

Our services and site are provided “as is” and “as available.” Zophipay makes no warranties, express or implied, including merchantability, fitness for a particular purpose, or non-infringement.

10. Limitation of Liability

Zophipay is not liable for indirect, incidental, special, or consequential damages, including loss of revenue, profits, or data, even if advised of the possibility of such damages. Our total liability for any claim relating to our services is limited to the amount paid by you for the specific service.

11. Third-Party Links and Services

We may provide links to third-party websites or services. Zophipay is not responsible for the content or practices of these external sites.

12. Termination

We reserve the right to suspend or terminate your access to our services at our discretion, with or without notice, if we believe you have violated these terms or applicable laws.

13. Changes to Terms

We may update these Terms & Conditions from time to time. Changes will be posted on our website and will take effect immediately upon posting. Your continued use of the services signifies acceptance of the updated terms.

14. Governing Law

These terms are governed by the laws of Puerto Rico and the State of Georgia, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in San Juan, Puerto Rico, and Atlanta, Georgia, depending on the applicable jurisdiction.

15. Contact Us

If you have questions about these terms, please reach out to us:

 

Email -  info@zophipay.com

Phone - (943) 266-1313 / (787) 240-0124

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